Classic Car Insurance in Pittsburgh, PA
Purchasing insurance for your classic car is crucial. Like standard cars, classic cars are susceptible to accidents while parked or on the road. Classic car insurance offers financial protection from out-of-pocket costs following an accident or other covered incident. Selecting the right policy can be challenging, and Neofes Insurance Group LLC is here to help guide you through the selection process.
What Is Classic Car Insurance?
Classic car insurance is coverage that owners of antique vehicles get to insure themselves against car accidents and other perils. One of the main differences between classic and standard auto insurance is agreed-value coverage. Agreed-value coverage is the cost you pay for your classic car insurance policy based on the value of your antique vehicle, determined by an appraiser.
What Does a Classic Car Insurance Policy Cover?
Classic car insurance varies among policyholders. Most policies include liability coverage, which helps insure against bodily injuries and property damage. Some additional coverage options commonly selected by policyholders include the following:
- Collision coverage
- Comprehensive coverage
- Roadside assistance
- Additional parts coverage
The Neofes Insurance Group LLC agents can help you learn more about customizing your policy to fit your preferences.
Is Classic Car Insurance Expensive?
Classic car insurance rates can vary depending on various factors. Insurers may use your vehicle age, model driving record and insurance claims history to determine how much to charge for a policy. A classic car owner with no claims and a clean driving record will likely pay less for coverage than a driver who has filed multiple claims and has a poor driving record.
Where Can I Find Coverage?
If you are a classic car owner near Pittsburgh, Pennsylvania, the experienced Neofes Insurance Group LLC agents can help you decide on the right coverage for you and your antique vehicle.
For more information, be sure to contact our agency today at 412-364-3388.